Buying your First Home

With so many factors to consider and decide upon, buying your first home can seem daunting and stressful to many people.

By assisting you to obtain a mortgage, I can ease this burden.  One of my main objectives is to streamline the process in order to make it easier, therefore saving you the time, effort and stress. This means that you can spend time on the fun things such as shopping for the right furniture or decorating your home!

My primary focus is to obtain the best deal for you.  I can help you to structure the loan to meet your needs. More often than not, the goal is to save money and help you to pay off your mortgage faster!

Pre-Approval

I can help to organise a pre-approval for you.

What is a pre-approval?

This is a letter from a bank, outlining the amount that you can borrow to purchase a property (with the necessary conditions).  This letter provides comfort when bidding at an auction or negotiating with the agents.  It also gives you an idea of the price range within which you can search for your property.

Rental Investments

Many of my clients purchase property as an investment. I can seek to obtain finance to assist you to purchase a rental property. I can help to obtain the best deal for your mortgage, negotiating interest rates and cash-backs.

I also spend time to understand your requirements for investing. I can then help you structure your mortgage to assist in maximising your investment and to suit your lifestyle.

Refinancing

I can reassess your current mortgage to ensure that you are obtaining the best deal with your current bank. I will evaluate your interest rates and analyse your mortgage to ascertain if the mortgage structure suits your objectives. This service is generally free.